Real Estate, Reimagined
on the Blockchain™
Own part of a home. On the deed. RD2 Technologies is building RECoin™: each buyer holds an undivided interest in a specific property, recorded in the buyer’s name at the county — not LLC units or fund shares. The on-chain record mirrors the deed. Backed by thirty-plus hybrid contracts — on-chain programs that follow the county record — and two USPTO patent applications: one covering the full real-estate lifecycle end to end, one covering cross-chain portability of the legal state itself.
About RECoinThe Future of Real Estate is Decentralized
Own part of a home. On the deed. With RECoin an owner sells part of a specific home to several buyers; each buyer holds an undivided interest in that property, recorded in the buyer’s name at the county — not LLC units or fund shares. The on-chain record on Solana mirrors the deed. Buyer money sits in escrow until the deed records, and AML/KYT checks and identity verification run directly in the transaction flow.
Compliance Controls
On-chain AML, sanctions, title and mortgage checks; the legal path is counsel’s
Built on Solana
~5,000 TPS in production (65,000 theoretical)
Authority Attestation
Designed for authority attestation
Privacy First
Hash-based privacy with SHA-256
The owner lists part of a specific home. Each buyer holds an undivided interest in that property, recorded in the buyer’s name at the county — not LLC units or fund shares. The on-chain record on Solana mirrors the deed.
Buyers pay in USDC through a licensed partner into escrow. The money stays there until the deed records; until then a buyer holds a claim on the escrow, not the property. Nothing is issued against the property.
Traditional real estate requires $50K-$500K+ to enter. RECoin lets you invest with as little as $485 — the price of a single fraction. Who may buy depends on the offering structure counsel selects.
Each fraction is an undivided interest recorded on the deed in your name and mirrored on-chain. You own a proportional share of the property, its net rent, and its appreciation, and you can resell on the RECoin marketplace (1% on sale and resale).
Rent flows into an on-chain escrow contract. Taxes, insurance, management, repairs, reserves and the 2% fee (owner-paid) come out first; the contract then splits the net rent across owners in proportion to their recorded interest.
Every disbursement is publicly verifiable on the Solana blockchain. You can audit the full payment history of any property at any time.
Every participant and every transaction passes through identity verification, anti-money laundering, and Know Your Transaction checks — embedded directly in the hybrid contract layer.
On-chain compliance controls cover AML, sanctions, title and mortgage checks; the legal path is counsel’s. Non-compliant transactions are blocked at the contract level before they execute.
Identity Verification (KYC)
Government ID + liveness check. Verified once, stored as a privacy-preserving SHA-256 hash on-chain. Never re-submitted.
Anti-Money Laundering (AML)
Source-of-funds screening against global watchlists. Continuous monitoring flags anomalous transaction patterns in real time.
Know Your Transaction (KYT)
Every on-chain transfer is validated for regulatory compliance before execution. Non-compliant transactions are blocked at the contract level.
Beneficiary & Transfer Rules
Pre-designated successors with automated transfer logic. Transfer on death uses designations already built; legal effect per counsel.
Everything You Need for Digital Real Estate
A comprehensive suite of tools and hybrid contracts powering the next generation of property ownership, investment, and management.
Ownership on the Deed
Own part of a home. On the deed. Each buyer holds an undivided interest in a specific property, recorded in the buyer’s name at the county — not LLC units or fund shares. The on-chain record on Solana mirrors the deed; nothing is issued against the property.
Fractional Ownership
A marketplace with auction mechanics enabling investors to purchase shares of high-value properties at any budget level — from $485 a fraction. Who may buy depends on the offering structure counsel selects.
Subscription Ownership
Recurring contributions with entitlement tracking — build ownership gradually through automated, scheduled investments.
Compliance & KYC/AML
Anti-money laundering and Know Your Transaction checks embedded directly into every transaction flow. On-chain compliance controls cover AML, sanctions, title and mortgage checks; the legal path is counsel’s.
Smart Escrow & Payments
Buyers pay in USDC through a licensed partner into escrow, and the money stays there until the deed records; until then buyers hold a claim on the escrow, not the property. Tax reporting: 1099-MISC and 1099-S proposed; filer and forms per counsel.
Cross-Chain Bridges
Atomic swaps, relays, and coordinated contracts for seamless cross-chain interoperability.
Lease Management
Full lifecycle management — from tenant onboarding to automated rent disbursement to fractional owners.
Gamification & Rewards
On-chain badges and referral incentives that reward engagement and drive platform growth. Every achievement is permanently recorded and verifiable on the blockchain.
Beneficiary Management
Successor transfer logic via verified life events. Transfer on death uses designations already built; legal effect per counsel.
From Listing to Deed in Four Steps
RECoin simplifies the entire real estate lifecycle into a seamless digital experience — from verification to recording.
Verify Identity
Complete KYC/AML onboarding with privacy-preserving hashes. Your identity is verified once and stored securely, enabling compliant transactions across the platform.
Submit Property
Ownership is validated through document verification and fraud detection algorithms, ensuring only legitimate assets enter the platform.
Fund Escrow & Record
Buyers pay in USDC through a licensed partner into escrow. The money stays there until the deed records in each buyer’s name at the county; until then buyers hold a claim on the escrow, not the property. The on-chain record then mirrors the deed.
Earn & Resell
Earn your proportional share of net rent (the owner pays 2% of rent), or resell your interest on the marketplace (1% on sale and resale).
Enterprise-Grade Tech Stack
Built on battle-tested technologies chosen for performance, security, and developer experience.
Solana
High-performance Layer 1 blockchain
Anchor
Solana smart contract framework
Solidity / EVM
Cross-chain legal-state contracts
Node.js
Off-chain API layer
PostgreSQL
Off-chain data storage
Redis + BullMQ
Chain outbox & background workers
Next.js
Customer & admin web portals
React Native
iOS & Android mobile app
ML Ensemble
Isolation Forest + Autoencoder + XGBoost — real-time fraud screening
Four surfaces. One coherent system.
Mobile app
Investing on the go. Push alerts when rent lands, biometric auth, mobile deposit, tap-to-share.
Customer portal
The full surface. Keyboard workflows, downloadable documents, deep-link sharing, bulk actions.
Admin portal
Ops, compliance workflows, fraud response, reconciliation, tax filing.
On-chain platform
30+ programs. Custodial wallets, hash-based privacy, ML fraud screening, cross-chain legal state.
Mobile and web ship at full feature parity — same capabilities, different superpowers per platform.
What we do that the others don’t.
Fractional real-estate platforms typically sell LLC units, fund shares, or tokens. RECoin’s difference is one thing: each buyer’s undivided interest is titled directly in the buyer’s name on the county deed, and the on-chain record mirrors it.
| Capability | RECoin™ | Lofty | RealT | Arrived | Fundrise | Propy | TYTL | Figure |
|---|---|---|---|---|---|---|---|---|
| Fractional interest titled in the buyer’s name | Yes | No | No | No | No | No | No | No |
| Fractional ownership | Yes | Yes | Yes | Yes | Yes | No | Yes | No |
| Equity-backed debit & credit cards | Yes | — | No | — | — | No | — | No |
| Subscription Ownership | Yes | — | No | — | — | No | — | No |
- RECoin™Yes
- LoftyNo
- RealTNo
- ArrivedNo
- FundriseNo
- PropyNo
- TYTLNo
- FigureNo
- RECoin™Yes
- LoftyYes
- RealTYes
- ArrivedYes
- FundriseYes
- PropyNo
- TYTLYes
- FigureNo
- RECoin™Yes
- Lofty—
- RealTNo
- Arrived—
- Fundrise—
- PropyNo
- TYTL—
- FigureNo
- RECoin™Yes
- Lofty—
- RealTNo
- Arrived—
- Fundrise—
- PropyNo
- TYTL—
- FigureNo
Comparison checked Oct 2026 against each platform’s public materials. “—” means not compared here.
What’s actually filed.
RECoin’s system architecture is the subject of two pending USPTO patent applications: the first covering the full real-estate lifecycle on-chain, the second covering cross-chain interoperability with portable legal state. The most distinctive parts of that system, in plain English — not legalese.
Hash-based on-chain identity attestation
Your SSN, ITIN, and address are encrypted off-chain. Only SHA-256 proofs ever touch the blockchain. Verified once, provable forever.
Why it matters — No comparable platform commits identity to chain without exposing personal data.
Dynamic equity rebalancing
A patent-pending capability: when an assessor revalues a property, owner stakes rebalance on-chain, with the recorded deed kept in step. No manual intervention, no off-chain spreadsheet.
Why it matters — Property value drift is the unsolved problem in fractional real estate. RECoin answers it at the contract layer.
Multi-owner rent disbursement
Rent splits proportionally across fractional owners on-chain. Late-fee math and platform-fee deduction baked in. No middlemen, no manual splits.
Why it matters — REITs pool. RECoin pays each owner their exact share, on the exact day.
Deed first, chain second
Ownership is recorded through the county's standard deed process before it goes on-chain; the on-chain record mirrors the deed. Designed for authority attestation.
Why it matters — Self-attested platforms break under scrutiny. RECoin's on-chain record follows the county deed instead of replacing it.
On-chain dispute filing & appeal
Ownership claims, contests (max 3 per claim), authority arbitration. Every step recorded; nothing hidden in a back office.
Why it matters — Disputes today are off-chain and opaque. RECoin makes them auditable.
Portable legal state across blockchains
A property token can migrate to another blockchain and its legal reality travels with it — who owns it, who inherits it, whether its holders are verified, what liens encumber it — all provable at the destination before anything executes. The asset lives on exactly one chain at a time.
Why it matters — Generic bridges move value and lose the law. RECoin's second USPTO filing covers both.
Beneficiary rights that survive chain migration
Ownership records bind to people, not wallet addresses on one chain. Beneficiary designations, trusts, and transfer rules are designed to follow the token to any blockchain it moves to — and a sanctions hit or death notice on one chain reaches every chain. Transfer on death uses designations already built; legal effect per counsel.
Why it matters — With a generic bridge, moving a token off its chain of origin can silently orphan the estate plan.
Securities counsel to be engaged at close; registration or exemption path per counsel. The platform is the subject of two USPTO patent applications covering the full real-estate lifecycle on-chain and cross-chain interoperability with portable legal state. The system is currently operating on Solana Devnet with test data; mainnet deployment is pending completion of compliance and audit workstreams. Investor materials are available on request.
Request investor materials →Want to talk?
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Request the materials.
Investor deck, data room, and intro calls.
Investor inquiriesTypical reply within 2 business days.
Try the app.
$500 to start. Monthly rent. Running on Solana devnet with test data. No real money yet.
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